Comprehensive Ocean County Workers’ Compensation Information
Providing you with useful information after your workplace injury
Workers’ compensation insurance is intended to provide payments to injured workers as they continue to make a physical recovery. However, this program can be extremely confusing, and you may find that your employer’s insurance company has denied your claim for an unjust reason. In times like these, it’s important to consult a knowledgeable Ocean County workers’ compensation attorney to help you through the process and to stand up to the insurance companies. Berry, Sahradnik, Kotzas & Benson, P.C. is full-service law firm with deep ties to the community, and we are passionate about helping injured workers across New Jersey.
What is workers’ compensation?
Workers’ compensation is a type of insurance employers carry to help cover the costs of medical bills, rehabilitation, retraining and lost wages when workers suffer injuries on the job. Although not all employers are required to have workers’ compensation insurance in New Jersey, many companies do anyway as a preventative measure against lawsuits. These benefits are available to injured people regardless of who was at fault for the accident, whether it was the employee, a co-worker, a supervisor, the employer or a third party, such as another motorist if employees were injured while making a delivery or driving as part of the job.
If you’ve been injured at work, you may need to file a workers’ compensation claim as you focus on your physical recovery. These benefits are available even if your workplace injury was relatively minor and will only require you to miss a few days or weeks of work. However, if you’ve suffered a serious injury, your company’s insurer may not be willing to provide you with full compensation, in which case workers’ compensation litigation may be necessary. An experienced Toms River lawyer can help with this problem.
Benefits available to injured workers
Workers’ compensation is available primarily to cover hospital bills and other medical expenses involved in diagnosing and treating your injury or illness. However, you may also receive compensation to cover a portion of your living expenses — usually two-thirds of your regular pay — until you can return to work. If your injury is serious enough to require physical rehabilitation or job retraining, workers’ comp may cover these expenses as well.
If a loved one has died in a workplace accident, one of the best first steps is to file a workers’ compensation claim against the employer. This claim should cover survivor’s benefits like medical bills and funeral costs, but does not provide for non-monetary damages like the loss of companionship. It’s important to note that although you cannot bring a civil lawsuit against an organization for a workplace death, you may sue third parties who may have been responsible for the accident, such as negligent independent contractors and motorists.
Speak with a knowledgeable Ocean County workers’ compensation lawyer
To learn more about workers’ compensation in New Jersey, consult an experienced attorney with Berry, Sahradnik, Kotzas & Benson, P.C. right away. Our office is located in Toms River, and we serve individuals and families across New Jersey. To set up a consultation, call us today at 732-504-3056 or contact us online.