Ocean County, NJ Car Accident Attorneys Hold Negligent Drivers Responsible

Recovering compensation for victims of motor vehicle accidents

Car accidents can cause serious physical harm, as well as loss of property. In New Jersey, No Fault Insurance is in place to ensure that anyone involved in an automobile accident receives proper medical treatment, paid for through their own insurance company, regardless of fault for the accident. However, if you are involved in an accident in the Garden State, or more specifically, in Ocean County, you may still need the expertise and experience of a car accident attorney.

Our Ocean County car accident attorneys can help you navigate your way through the Personal Injury Protection process, help you determine if you have a valid liability claim against another driver and assist you through the litigation process.

Key elements of New Jersey auto accidents

Following are three components of New Jersey auto insurance statutes that can significantly affect financial outcomes for accident plaintiffs and defendants:

  • No Fault Insurance (Personal Injury Protection Coverage). This means that, regardless of who caused the motor vehicle accident, your insurance company will be responsible for paying your medical bills.
  • Limitation on Lawsuit vs. No Limitation on Lawsuit. In New Jersey, drivers have the option of purchasing insurance that does not have any limitation on the ability to sue (No Limitation on Lawsuit), or purchasing insurance that does have such limitations (Limitation on Lawsuit). Under the Limitation on Lawsuit, in order to be eligible to receive compensation for pain and suffering as an automobile accident victim one must prove an injury that fits into one of the below categories:

oThe loss of a body part

oSignificant disfigurement or scarring

oDisplaced fractures

oLoss of fetus

oAny injury to a body part or organ which has not healed to function normally and will not heal to function normally, even with further medical treatment

  • Uninsured/Underinsured Motorist Coverage (UM/UIM). This provision in your own insurance policy outlines the level at which you will be compensated by your insurance company in the event you are injured in an accident with an uninsured (someone with no liability insurance coverage) and/or underinsured driver (someone with inadequate liability insurance coverage). Uninsured or underinsured motorist coverage also determines the amount of compensation you will receive in situations where another unidentified vehicle may have caused the accident but did not physically impact your car (a phantom), or that unidentified vehicle impacted your vehicle and left the scene (hit and run).

Our Ocean County car accident attorneys have decades of experience handling cases of personal injury, from accidents caused by distracted drivers to wrongful deaths resulting from complete recklessness. We can help you recover the damages you need.

Let our New Jersey auto accident attorneys get you the compensation you deserve

If you have been injured in a car accident, call Berry, Sahradnik, Kotzas & Benson at 800-991-9279 or contact us online to schedule an appointment. Our attorneys will listen to your concerns and help you determine the best course of action. We represent clients throughout the Monmouth-Ocean metro region.